Seattle Bankruptcy Law
We offer a free initial consultation by phone. Simply call 425-488-0392 or
Commonly Asked Bankruptcy Questions
How can I qualify for Chapter 7 bankruptcy?
In order to qualify for Chapter 7 bankruptcy, you must pass the means test. In Washington State, that means that a family of four with an annual income under $80,404 (2010 Census Bureau statistics) will easily qualify for Chapter 7. To find out more, contact the law firm of Andrew Gebelt to schedule a free initial telephone consultation.
Can I keep my car and my house?
Your house and car are collateralized assets or secured debt. You may usually keep your car if you continue to make monthly payments on time. In Washington State, you may exempt up to $125,000 in equity on your home. If you have fallen behind due to a temporary change, your lender may be willing to renegotiate the terms of your loan, and stay in your own home.
Will I lose prized personal possessions?
Certain assets such as furniture and household appliances usually are exempt from bankruptcy proceedings. If you have valuables such as antiques, fine art or expensive jewelry, they may be turned over to the court trustee for sale. We can help answer these bankruptcy FAQ concerns, so you can make a fresh start through bankruptcy.
Contact a Skilled Bankruptcy Lawyer
If you decide to file for bankruptcy, we are available for Saturday and evening appointments, and are happy to work out a payment plan. Once the paperwork has been completed and filed, you may be free of debt in three months.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Affordable Everett Seattle Bankruptcy Lawyer
For a Chapter 7 bankruptcy, we charge:
- $625 if you are single ($600 service and $25 for a certificate of credit counseling)
- $660 if you are married ($635 service and $25 for a certificate of credit counseling)
All Chapter 7 bankruptcy filings have a $306 filing fee and a $10.00 certificate fee, which can be paid in three installments after the bankruptcy has already been filed. We will help you obtain your pre-filing certificates of credit counseling easily from http://www.abacuscc.org
