If you are not eligible to file a Chapter 7 bankruptcy, you can usually file for reorganization or restructuring of your debt under Chapter 13. The Chapter 13 eligibility requirements are far easier to meet than the Chapter 7 qualifications.
Save Your House from Foreclosure
In almost every situation, filing a Chapter 13 bankruptcy petition will put a temporary stop to all foreclosure proceedings, often for a period of 3-5 years. Chapter 13 is designed to let you catch up on your mortgage by financing the amount you are behind over 36 to 60 months. At the same time, Chapter 13 lets you write down your unsecured debts to a fraction of the original face amount.
For homeowners, we offer the Chapter 13 Homesaver Bankruptcy. The up-front cost is only $60 down if you are single, or $95 down if you are married. Our $2,400 service fee and the court's $281 filing fee may be financed over 36 to 60 months.
We will help you obtain your pre-filing certificates of credit counseling easily from http://www.abacuscc.org/
For experienced and affordable representation in a Chapter 13 bankruptcy filing, contact us to set up a free initial consultation. We work with individuals at all ends of the financial spectrum, whether your debts have just become unmanageable or you have nothing left. Our prices are generally about half of what other law firms will charge you.
