Bankruptcy is a recognized legal tool to eliminate debt through Chapter 7 or reorganize debt through Chapter 13. At the law firm of Andrew Gebelt in Seattle, Washington, we have helped many clients achieve a fresh start through bankruptcy, and we can do the same for you.
The first question many people have is what type of bankruptcy is right for them. It all depends on your personal goals, the level of debt you have, and whether you need to use bankruptcy to keep a home with a mortgage that has fallen behind.
For many, Chapter 7 proves to be the easier way to get rid of debt and get their financial lives back on track. To discuss the means test and related matters with a Seattle bankruptcy exemptions lawyer, call Andrew M. Gebelt at 425-488-0392 or
Bankruptcy is often misunderstood. Most people fear losing personal possessions, while the opposite is true. Most people get to keep exempt assets, which typically include:
- Tools used to do your job
- Household furniture, up to a certain value
- Personal car or truck, up to a certain value
- Jewelry, up to a certain value
- Household appliances
- Equity in your home, up to $125,000 in Washington state
- Pensions including IRAs and 401ks
- Compensation won in a personal injury lawsuit
The Chapter 7 bankruptcy trustee may request that you turn over non-exempt assets to be sold to pay off debts, including:
- Expensive boats
- Fine art
- Extremely expensive cars or vacation homes
- High end recreational vehicles
Contact the Law Firm of Andrew Gebelt
We are available for a free initial telephone consultation. Call 425-488-0392 or
Affordable Seattle Bankruptcy Lawyer
For a Chapter 7 bankruptcy, we charge:
- $625 if you are single ($600 service and $25 for a certificate of credit counseling)
- $660 if you are married ($635 service and $25 for a certificate of credit counseling)
All Chapter 7 bankruptcy filings have a $306 filing fee and a $10.00 certificate fee, which can be paid in three installments after the bankruptcy has already been filed. We will help you obtain your pre-filing certificates of credit counseling easily from http://www.abacuscc.org
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
