Seattle Bankruptcy Attorney
Bankruptcy protection is a legal mechanism passed by Congress and administered by the federal courts. It is designed to serve people who want to be released from debts and start over.
At the law firm of Andrew Gebelt, we believe that you deserve a fresh start. In these tough economic times, it is easy for a wage earner to fall behind due to job loss, medical bills or extensive credit card debt. If you file for Chapter 7 or Chapter 13 bankruptcy, you have plenty of company.
When you file for Chapter 7 bankruptcy, you discharge or eliminate debts such as credit card debt, medical bills and utility bills. Once you are free of debt, you can rebuild credit almost immediately. Chapter 7 bankruptcy also stops wage garnishment, so you have increased take-home pay. If you file for Chapter 13 bankruptcy, which is a debt repayment plan, you can rescue your home from foreclosure and restructure debt so the monthly payments are more affordable.
In most cases, you will be able to keep personal possessions such as furniture, tools and household appliances. You may decide to keep your car if you are willing to keep up the payments.
As soon as you file for bankruptcy, the court orders your creditors to stop contacting you. Creditors are immediately ordered to calling you, writing letters to you or contacting you directly in any way. You will be able to answer the phone again without worrying about bill collectors.
Consult with a Seattle Bankruptcy Attorney
The Law Office of Andrew Gebelt is happy to provide a free initial consultation by phone. If you decide to file, we will meet you by appointment to gather the information needed to proceed with filing. Most clients are free of debt in 90 days. Call 425-488-0392 or to schedule a consultation with a qualified bankruptcy lawyer, or contact the firm via e-mail.
Affordable Seattle Bankruptcy Lawyer
For a Chapter 7 bankruptcy, we charge:
- $625 if you are single ($600 service and $25 for a certificate of credit counseling)
- $660 if you are married ($635 service and $25 for a certificate of credit counseling)
All Chapter 7 bankruptcy filings have a $306 filing fee and a $10.00 certificate fee, which can be paid in three installments after the bankruptcy has already been filed. We will help you obtain your pre-filing certificates of credit counseling easily from http://www.abacuscc.org
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
